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Certificates of Deposit

Southern Community Bank & Trust offers a variety of Certificate of Deposit options to permit more flexibility in your savings plan with a competitive return. C.D. terms range from 31 days to 5 years with only a $500.00 minimum deposit required on most C.D.'s.  

All C.D.'s compound interest daily and credit monthly. See an SCBT Associate for further details and rate information.

Minimum Opening Deposit is $500.

Term

Interest
Rate

APY*

12 mo. C.D.

2.35%

2.38%

No Penalty 12 mo. C.D. **

2.05%

2.07%

18 mo. C.D.

2.70%

2.74%

24 mo. C.D.

2.90%

2.94%

36 mo. C.D.

3.40%

3.46%

48 mo. C.D.

3.90%

3.98%

60 mo. C.D.

4.15%

4.24%

* Annual Percentage Yield
APY is accurate as of 10/11/2002
** $5,000 minimum deposit 

A penalty may be imposed for early withdrawal.

September 07, 2010
 
See our 2-5-08 Press Release With Fourth Quarter 2007 Operating Results, Purchase of Chippenham Insurers, Inc., New Chester Branch in April 2008 and New Residential Construction Loan Department.
 
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