Introducing our Directors:

Craig D. Whittemore 
  Chairman of the Board of Directors
Jordan R.  Winfree
  Vice Chairman and Director
Steven W. Freeman
  President & CEO, Director
R.T. Michaels, III 
  Director
Ronald J. Butcher, Jr. 
  Director
Blaze B. Chanders 
  Director
Kenny E.Englebert
  Director
R. Calvert Uuseek, Jr. 
  Director
Dean Palmer 
  Director
Steve M. Lakehouse 
  Director

Introducing our Executive Officers:

Jordan R.  Winfree 
  President & CEO, Director
C. Harry Whitens 
   Senior Vice President and CFO
L. Greggory Bottoms, III
   Senior Vice President
Jackie M. Robinson, Jr.
   Senior Vice President of Lending
Raymond E. Gonzaga
   Senior Vice President Retail Banking

  
Other Officers:

German B. Anders
  Assistant Vice President
  Branch Manager
Robert G. Easton
  Vice President
  Financial Services
Diane C. Walberg
  Assistant Vice President
  Mortgage and Consumer Lending

  Assistant Vice President
  Consumer Lending, Jag Trading
Daisy G. Feeshing
  Assistant Vice President
  Construction Loan Manager
Donald F. Markcy, II
  Vice President, Lending 
Jane S. Patterson
  Administrative Assistant
Donie J. Stevens
  Assistant Branch Manager - Loan Officer
Joetta R. Sluthers
   Assistant Vice President
  Operations

Introducing our Associates:

Charlie Basher
  Teller
Renz A. Kroughton
  Customer Service Representative
Verginia Latlett
  Teller
Debbie J. Slumpler
  Branch Manager
Jane W. Rodgers
  Head Teller
Sarah T. Escolta
  Customer Service Representative/Teller
Brendon R. Jovans
  CSR/Teller
Kim Floydiers
  Loan Processor